Plug in your numbers. In 60 seconds you'll know exactly how many months your money lasts.
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Before any of the money math, there's a list of things most people miss in the panic of the first 48 hours.
Returns are simplified. Cash and liquid assets grow at the flat annual rates you set, and CPF earns its statutory interest (OA 2.5%, MediSave 4%, plus the under-55 extra 1% on the first $60,000 combined). Real returns fluctuate and aren't guaranteed — treat the growth as a rough assumption.