FIRE'd

Retrenched in Singapore?
See how long your money actually lasts.

Plug in your numbers. In 60 seconds you'll know exactly how many months your money lasts.
Private by design. Saved only in your browser and never sent anywhere or seen by us.

A rough estimate, not a forecast. What it doesn't model:
  • No inflation — amounts stay flat in today's dollars; real costs creep up over time.
  • Not financial advice — just a sketch to think with, not a plan to act on. Check the official IRAS, MOM and WSG sites, and speak to a professional for your own situation.
  • Rules change — tax, CPF and government schemes get updated.
So treat the number as a ballpark. Or just modify this calculator to fit your needs

Your numbers

Your runway

0
Critical Lookout soon Long runway Coast FIRE'd
Monthly burn$0
↳ from cash$0
↳ from CPF OA$0
↳ from CPF MA$0

Money flow

Month 0
Cash $0 Liquid assets $0 OA $0 MA $0

Where the money goes

The first-week survival checklist

Before any of the money math, there's a list of things most people miss in the panic of the first 48 hours.

Read the first-week checklist →

Returns are simplified. Cash and liquid assets grow at the flat annual rates you set, and CPF earns its statutory interest (OA 2.5%, MediSave 4%, plus the under-55 extra 1% on the first $60,000 combined). Real returns fluctuate and aren't guaranteed — treat the growth as a rough assumption.